Rough estimate of annual car insurance based on national averages. Get real quotes before you buy — this shows which factors move your premium most.
Estimated annual premium
$1,800
Estimated monthly
$150
Biggest levers: a clean record vs. a DUI can more than double your rate; sports cars cost ~80% more to insure than sedans.
Ways to save: raise your deductible, bundle home + auto, ask about telematics/usage-based discounts, and re-shop every year.
Estimates only — actual quotes vary by state, insurer, credit tier, and exact vehicle.