Last Call Before November 2: Mazda, Kia EV9 and Hyundai Zero-Percent Deals Expire Monday

Several headline new-car offers run through November 2, 2026, making this weekend the decision point for shoppers who want them, according to an October 27 roundup of official offers. Mazda lists 0 percent APR for up to 60 months on certain 2026 CX-5 trims, alongside customer cash on several 2026 vehicles including the CX-5 and CX-50 — but the CX-5 cash offer is not combinable with the special APR offer, so buyers must choose one path. The vehicle-specific details and exact trims matter more than the headline rate.

Kia lists a 2026 EV9 offer of 0 percent APR for 60 months including $5,000 in APR bonus cash for qualified customers, plus a separate $10,000 customer cash offer toward an eligible 2026 EV9 purchase. Hyundai lists 0 percent APR financing for up to 60 months on certain 2026 Tucson and Santa Fe vehicles for well-qualified buyers using Hyundai Motor Finance. These are the post-federal-credit market in action: with the $7,500 federal credit ended September 30, manufacturers are replacing it with their own APR and cash combinations, brand by brand.

The lesson from the November 2 cluster is to get the offer in writing before the deadline and to compare the two paths honestly. A 0 percent loan on a higher price can cost more overall than a cash discount on a lower price, depending on the term and the amount financed — and an offer that expires Monday may be replaced Tuesday by something better or worse, which no one can know in advance. Shoppers should also note these offers sit alongside the Kia EV6, Hyundai Ioniq 5 and Toyota bZ offers ending the same Monday, covered in earlier CARC reporting, so the whole EV incentive landscape resets at once.